Process
How PepPay works.
A structured path from chaotic processing history to a clean, defensible merchant file.
Merchant Review
Submit your business details, product category, processing history, and current payment challenges. We learn what you sell, how you sell it, and where things have broken down.
Risk & Website Audit
We review visible risk signals such as claims, policies, refund terms, support visibility, and chargeback exposure. Many submissions fail before underwriting even starts.
Underwriting Packet
We help prepare a cleaner file for processor review, including statements, business docs, policies, and relevant supporting materials. The goal is fewer back-and-forth requests.
Partner Submission
We connect qualified merchants with appropriate payment partners and help compare terms, reserves, and next steps. You stay in control of every decision.
Need payment options for a high-risk peptide business?
Start with a merchant review. We'll help you understand what processors are likely to ask for and what needs to be cleaned up before submission.